Depositing fiat money into Binance from European banks is a smooth and affordable process—especially with the support for SEPA transfers. As of 2025, Binance continues to support Euro (EUR) deposits for EEA-based users, making it easy to fund your account directly from your bank. If you don’t have a Binance account yet, you can create your Binance account by clicking here and start trading within minutes.
What Is SEPA and Why Use It?
SEPA stands for the Single Euro Payments Area, a European Union initiative that simplifies euro transfers across EU and EEA countries. With SEPA, you can send EUR between banks as if it were a local transaction—fast, secure, and low-cost.
Binance’s integration with SEPA allows users in supported countries to deposit EUR directly into their Binance accounts with:
- No deposit fees from Binance
- Fast processing (1–2 business days)
- Full KYC-compliant transactions
If you’re ready to begin, the first step is to create your Binance account by clicking here.
Step-by-Step Guide to Deposit EUR into Binance
1. Log in to Your Binance Account
Once logged in, make sure your account is fully verified. KYC (Know Your Customer) verification is required for fiat transactions. If you haven’t signed up yet, you can create your Binance account by clicking here and begin the verification process right away.
2. Navigate to the Fiat Deposit Section
Go to:
Wallet > Fiat and Spot > Deposit > EUR
From there, you will see available payment methods. Choose Bank Transfer (SEPA) for the lowest-cost and most reliable method.
3. Get Binance’s Bank Details
Once you select SEPA, Binance will display its bank account IBAN, SWIFT/BIC code, and a unique reference code. This code must be entered exactly as shown when you make your transfer. It links your deposit to your account.
Keep this tab open or copy the details carefully.
4. Initiate a SEPA Transfer from Your Bank
Using your regular European banking app or website:
- Select SEPA or standard bank transfer
- Enter Binance’s IBAN and BIC
- Use your exact full name as it appears on your Binance account
- Include the reference code in the transfer note or description
Transfers without the correct reference code may be delayed or rejected.
Before you move on, make sure you’ve created your Binance account by clicking here if you haven’t done so already.
How Long Does It Take?
In most cases, SEPA transfers arrive at Binance within 1 to 2 business days. Transfers made on weekends or holidays will process on the next business day.
You’ll receive an email confirmation once your EUR deposit is successful and credited to your account.
With your funds available, you can start trading, investing in crypto savings, or buying stablecoins. If you’re new to the platform, create your Binance account by clicking here and explore the ecosystem with exclusive welcome rewards.
Tips for Smooth Deposits
To avoid common issues, follow these tips:
- Use your own bank account (must match the name on your Binance profile)
- Avoid using third-party payment services or business accounts
- Always include the correct reference code
- Double-check IBAN and bank details before confirming the transfer
If anything goes wrong, Binance support can help, but errors with missing references may delay your funds for several days.
Still haven’t signed up? You can create your Binance account by clicking here and deposit instantly once verified.
Can You Withdraw EUR from Binance to a European Bank?
Yes, withdrawals via SEPA are also available for EUR. Just go to:
Wallet > Fiat and Spot > Withdraw > EUR > Bank Transfer (SEPA)
The same rules apply—use your own name and account, and expect the funds in 1–2 business days. Withdrawal fees are low and transparent.
With both deposit and withdrawal options, Binance remains one of the most accessible crypto platforms in Europe. If you’re not on it yet, create your Binance account by clicking here and take advantage of the seamless EUR flow.
Countries Supported for SEPA Deposits
The following countries support SEPA transfers to Binance:
- Austria
- Belgium
- France
- Germany
- Italy
- Netherlands
- Spain
- Ireland
- Portugal
- Finland
- And other EEA members
If your country is on this list, you’re eligible to make EUR deposits through SEPA. Binance continues to expand support, so always check the latest list in your account dashboard.
If you’re located in a supported country and want fast fiat-to-crypto access, create your Binance account by clicking here to get started.
